Copyright © 2024 PostCity Financial Credit Union. All rights reserved.
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Membership at PostCity has always provided money-saving advantages. Now our PostCity Perks! program delivers added incentives, such as great loan rate discounts, low or NO fees, and special savings rates that deliver increasing value. As your relationship with us grows, so do your PostCity Perks! |
Get more for your membership with PostCity Perks!PostCity Perks! puts money back in your wallet—all year long. We’re here to help you move your finances forward. Do more, earn more. Move up to PostCity’s Gold Perks or Platinum Perks today! |
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Relationship Tiers |
Blue (PostCity Kidz) |
Silver |
Gold |
Platinum |
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$5 minimum balance in Primary Shares |
$25 minimum balance in Primary Shares |
$25 minimum balance in Primary Shares, plus the following:
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$25 minimum balance in Primary Shares, plus ALL of the following:
AND one of the following:
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OR |
OR |
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Your PostCity Perks! |
Blue (PostCity Kidz) |
Silver |
Gold |
Platinum |
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Auto Loan Discount with Direct Deposit and Auto Payment Transfer |
– |
- |
.35% APR** |
.50% APR** |
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Mortgage Rate Discount |
– |
– |
- |
.25% APR** |
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Non-CO-OP® ATM Withdrawal Fee by PostCity |
$1.50 each |
$1.50 each |
1 FREE per month |
4 FREE per month |
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Non-CO-OP ATM Withdrawal Fee |
Varies by ATM |
Varies by ATM |
1 FREE per month (max. $5) |
4 FREE per month (max. $20) |
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Checking Account Monthly Fee |
- |
$5* |
FREE |
FREE |
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Connect Me Checking Monthly Fee |
FREE for 15 to 25 years old |
FREE for 15 to 25 years old |
- |
- |
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Stop Payment Fee |
$20 |
$20 |
2 FREE per year |
FREE |
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Check Copy Fee |
2 copies FREE per statement cycle |
2 copies FREE per statement cycle |
FREE |
FREE |
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Notary Service Fee |
$5 |
$5 |
FREE |
FREE |
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Statement Copy Fee |
$5 |
$5 |
FREE |
FREE |
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Online Banking, Bill Pay and Mobile Banking |
FREE |
FREE |
FREE |
FREE |
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IRA Annual Fee |
$10 |
$10 |
$5 |
FREE |
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Box of Checks |
Cost varies |
Cost varies |
Cost varies |
One box free of PostCity custom checks or basic safety paper checks |
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Wire Fees |
$20 Domestic/$40 International |
$20 Domestic/$40 International |
$20 Domestic/$40 International |
FREE |
*Waived with Direct Deposit of $500 or more per month.
Disclosures:
**APR means Annual Percentage Rate. Please also refer to PostCity’s Truth in Savings Disclosure and current Fee Schedule. Information current as of 12/1/2022.
Tier Eligibility – Tier Eligibility for the PostCity Perks! program is determined monthly and is based at the household level. This means we look at all the accounts in which you are a joint owner. This will be evaluated monthly and the member will get a one-month grace period before your tier is adjusted. PostCity Kidz may qualify for other tiers.
Loan Balances – Includes all outstanding loan balances, including auto loans, personal loans, credit cards, mortgage loans, and home equity lines and loans.
Share Balances – Includes balances in all savings, IRA savings, checking and certificate accounts.
Auto Loan Rate Discount – Auto loans will receive the discounted rate, which will be applied on the funding rate. Member must have direct deposit of at least $500 per month into their PostCity savings or checking account, and monthly automatic loan payments from a PostCity savings or checking account. Rate discounts not available on existing PostCity Financial Credit Union loans and cannot be combined with any other offer. All loans are subject to credit approval.
Mortgage Rate Discount – First Mortgages will receive the discounted rate on 30-year fixed mortgages only; discount will be applied on the funding rate. Rate discount not available on existing PostCity Financial Credit Union First Mortgage loans. Home Equity Lines and Loans do not qualify for this discount..
Rebates for Non-CO-OP ATM Withdrawal Fee – PostCity will automatically reimburse you for any ATM surcharge or fee that may be assessed, up to the maximum reward by tier. Fees will be credited at end of each month.
Fees Waived – Fees are waived at the time the service is provided.
Free Checks – Available only when you order checks through PostCity. Platinum member orders are eligible for unlimited checks, however, only one box can be ordered at a time.
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