PostCity Perks! You earn. We deliver.

PostCity Perks Family  

Membership at PostCity has always provided money-saving advantages. Now our PostCity Perks! program delivers added incentives, such as great loan rate discounts, low or NO fees, and special savings rates that deliver increasing value.

As your relationship with us grows, so do your PostCity Perks!

Get more for your membership with PostCity Perks!

PostCity Perks! puts money back in your wallet—all year long. We’re here to help you move your finances forward. Do more, earn more. Move up to PostCity’s Gold Perks or Platinum Perks today!

  PostCity Perks Mail

Program Qualifications

Relationship Tiers

Blue (PostCity Kidz)
Ages 0 to 14

Silver

Gold

Platinum

 

$5 minimum balance in Primary Shares

$25 minimum balance in Primary Shares

$25 minimum balance in Primary Shares, plus the following:

  • Checking account
  • Direct Deposit over $500 per month
  • 5 Debit Card purchases per month
  • Auto loan or mortgage loan

$25 minimum balance in Primary Shares, plus ALL of the following:

  • Checking account
  • Direct Deposit over $1,500 per month
  • 15 Debit Card purchases per month

AND one of the following:

  • Auto loan or mortgage loan OR
  • $10,000+ aggregate loan balance OR
  • $25,000+ aggregate savings balance

 

 

 

 OR
$25,000 aggregate savings balance

 OR
$100,000 aggregate savings balance

Program Qualifications

Your PostCity Perks!

Blue (PostCity Kidz)
Ages 0 to 14

Silver

Gold

Platinum

Auto Loan Discount with Direct Deposit and Auto Payment Transfer

.25% APR**

.35% APR**

.50% APR**

Mortgage Rate Discount

.25% APR**

.25% APR**

Non-CO-OP® ATM Withdrawal Fee by PostCity

$1.50 each

$1.50 each

1 FREE per month

4 FREE per month

Non-CO-OP ATM Withdrawal Fee

Varies by ATM

Varies by ATM

1 FREE per month (max. $5)

4 FREE per month (max. $20)

Checking Account Monthly Fee

-

$5*

FREE

FREE

Stop Payment Fee

$20

$20

2 FREE per year

FREE

Check Copy Fee

2 copies FREE per statement cycle

2 copies FREE per statement cycle

FREE

FREE

Notary Service Fee

$5

$5

FREE

FREE

Statement Copy Fee

$5

$5

FREE

FREE

Online Banking, Bill Pay and Mobile Banking

FREE

FREE

FREE

FREE

IRA Annual Fee

$10

$10

$5

FREE

Box of Checks

Cost varies

Cost varies

Cost varies

FREE

 Wire Fees

$20 Domestic/$40 International

$20 Domestic/$40 International

$20 Domestic/$40 International

FREE

*Waived with Direct Deposit of $500 or more per month.

Disclosures:
**APR means Annual Percentage Rate. Please also refer to PostCity’s Truth in Savings Disclosure and current Fee Schedule.
Tier Eligibility – Tier Eligibility for the PostCity Perks! program is determined monthly and is based at the household level. This means we look at all the accounts in which you are a joint owner. This will be evaluated monthly and the member will get a one-month grace period before your tier is adjusted. PostCity Kidz may qualify for other tiers.
Loan Balances – Includes all outstanding loan balances, including auto loans, personal loans, credit cards, mortgage loans, and home equity lines and loans.
Share Balances – Includes balances in all savings, IRA savings, checking and certificate accounts.
Auto Loan Rate Discount – Auto loans will receive the discounted rate, which will be applied on the funding rate. Member must have direct deposit of at least $500 per month into their PostCity savings or checking account, and monthly automatic loan payments from a PostCity savings or checking account. Rate discounts not available on existing PostCity Financial Credit Union loans and cannot be combined with any other offer. All loans are subject to credit approval.
Mortgage Rate Discount – First Mortgages will receive the discounted rate, which will be applied on the funding rate. Rate discount not available on existing PostCity Financial Credit Union First Mortgage loans. Home Equity Lines and Loans do not qualify for this discount..
Rebates for Non-CO-OP ATM Withdrawal Fee – PostCity will automatically reimburse you for any ATM surcharge or fee that may be assessed, up to the maximum reward by tier. Fees will be credited at end of each month.
Fees Waived – Fees are waived at the time the service is provided.
Free Checks – Available only when you order checks through PostCity. Platinum member orders are eligible for unlimited checks, however, only one box can be ordered at a time.

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