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Personal Home Improvement Loans

Personal Home Improvement Loan

Even if you've recently purchased your home or have little equity, PostCity's Personal Home Improvement Loan enables you to:

  • Borrow up to 80% of your home's appraised value*.
  • Repay over a term of up to 15 years.

* All loans are subject to credit approval. Your rate and credit limit will be determined based on individual creditworthiness, and by the amount of equity in your home, not to exceed 80% of the appraised value less any outstanding encumbrances.Must be over 18 years of age to qualify for loan.Cannot be combined with any other offer and is subject to change at any time.

Check current mortgage rates and disclosures

Please call to apply - (877) 337-2728

Help for Avoiding Foreclosure

Do you need help avoiding foreclosure? At PostCity, we're your partner for life. If you're having a difficult time keeping your mortgage current, we want to help. For assistance you may contact a financial service representative at (877) 337-2728. When calling, please have your name and account number ready. Once you contact us, we may request copies of your current paystub, a detailed letter explaining your situation and any additional information and/or documentation we may need in order for us to further assist you. In addition, we may ask you to complete our Money Management Planner assessment.

You may also visit HUD for more information on mortgage assistance from the U.S. Government Housing and Urban Development Department. 

PostCity Financial Credit Union NMLS #652493

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