Personal Checking

 Make the switch to a PostCity Checking Account with Direct Deposit!*

• Get your paycheck early!
• No monthly service fee or minimum balance requirement with Direct Deposit
• PostCity Perks! program gives you added incentives and discounts
• Online Banking, Mobile Banking, and FREE Credit Reports
• And more!

Here's how it works:

• Open a PostCity Checking account with a Visa Debit Card before 12/31/23
• Sign up for Direct Deposit of at least $1,000 a month
• Make 5 Visa Debit transactions each month

Open your new PostCity Checking today - CLICK HERE to Open or call/visit any branch office

*This $100 Bonus offer is not available on existing PostCity checking accounts.
Offer valid through 12/31/23.
To qualify for the bonus, you must open a qualifying PostCity checking account with Visa Debit card. Within 45 days of account opening, we must receive a single minimum $1,000 monthly electronic direct deposit of your payroll, pension, or government benefits, such as Social Security.
You must also complete 5 Debit card transactions each month.
The bonus will be deposited to your PostCity checking account after 3 consecutive monthly direct deposits are posted to your account.
Limit of one checking account bonus per member per calendar year.
The checking account must remain open for a minimum of six months, or the bonus will be debited from the account at closing.
The monthly checking fee is $5 for checking accounts without direct deposit.
All checking accounts and loans are subject to credit approval.
Cannot be combined with other promotional offers.
This offer is subject to change or cancellation by PostCity Financial at any time and without notice.
Effective as of 09/18/23.

Convenience and benefits you expect—with extras that may surprise you!

PostCity Financial offers Checking Account options to help you manage your daily transactions, while enjoying convenient access and fewer fees, plus perks!

Compare Our Checking Accounts

• Express Checking
• PostCity Checking
• ConnectMe Checking for Just Starting Out
• Right Start Checking for Starting Over
• Overdraft Privilege
• Visa® Debit Card
• Rates and Fees

Express Checking

FREE Express Checking with Direct Deposit delivers:

• Bonus! USPS employees get paid 2 days before payday with Express Checking with Direct Deposit!
• FREE Checking with a minimum $300 monthly Direct Deposit
• FREE Platinum Visa® Debit Card
• FREE withdrawals at over 30,000 CO-OP® ATMs nationwide
• NO minimum balance requirements
• FREE Online and Mobile Banking
• FREE eStatements
• FREE Mobile Check Deposits
• FREE Bill Pay
• Overdraft Privilege option for peace of mind
• Low-cost duplicate checks for easy recordkeeping

PostCity Checking

Our FREE checking account is an unbeatable value with these benefits:

• FREE Checking with a minimum $300 monthly Direct Deposit
• FREE Platinum Visa® Debit Card
• FREE withdrawals at over 30,000 CO-OP® ATMs nationwide
• NO minimum balance requirements
• FREE Online and Mobile Banking
• FREE eStatements
• FREE Mobile Check Deposits
• FREE Bill Pay
• Overdraft Privilege option for peace of mind
• Low-cost duplicate checks for easy recordkeeping

With the CO-OP Shared Branch Network, credit unions from all over the country share branches to provide you with thousands of convenient locations. You can access your accounts by presenting your account number and pictured ID, just as if you were at your home credit union!

The CO-OP ATM Network was created by credit unions joining forces to give our members the kind of financial convenience traditionally only available from big banks.

Our Partnership with CO-OP Network ATMs Delivers:

• 30,000 surcharge-FREE ATMs nationwide (9,000+ of which are deposit-taking) across 50 states and Canada at various credit union branches, airports, supermarkets and convenience stores.
• To locate the nearest CO-OP ATM when you're on the go, download the iPhone app on iTunes or the new Android app on Google Play.
• The apps can be downloaded from the iTunes store or the Android Market by searching for "CO‑OP ATM" or "credit union ATM". Or, click www.co-opatm.org to locate both apps.

Find a CO-OP ATM near you here www.co-opatm.org.

ConnectMe Checking for Members 15 to 25

If you're 15 or older and never had a checking account, start with ConnectMe Checking that delivers:

• All the great features our PostCity Checking account.
• Easy qualification and FREE education: Complete and pass our online course on checking account management. The course teaches you key concepts for maintaining a well-managed checking account.
• Independence and the real-life experience of managing your own checking account.*

*If you are under 18, you will need an adult as an additional signer on the account.

Right Start Checking for Starting Over

If you've been turned down for a checking account in the past, Right Start Checking delivers a fresh start with:

• A unique opportunity for individuals with past checking account issues to rebuild their financial record.
• All the great features of our PostCity Checking account.
• Easy qualification: Provide documentation showing that all funds owed have been paid or obligations have been satisfied.
• Education: Complete and pass our FREE online course on checking account management. This course will teach you the fundamentals of checking accounts, so you can avoid future problems.
• Simply click the link below which will direct you to our Balance Track Course on Checking Account Management (scroll to bottom of the page to find the Balance Track Course).

Take the FREE Balance Track Course on Checking Account Management.

Re-Order Checks OnlineRates & Fees