Personal Checking

Convenience and benefits you expect—with extras that may surprise you!

PostCity Financial offers Checking Account options to help you manage your daily transactions, while enjoying convenient access and fewer fees, plus perks!

Compare Our Checking Accounts

Compare Our Checking Accounts

COMPARE:

Express Checking with Direct Deposit (for USPS Employees)

PostCity Checking (if you're NOT a USPS Employee)

ConnectMe Checking for Ages 15 -25

Right Start Checking for Starting Over

Recommended, if you:

Want an account with Direct Deposit and NO monthly service fee, PLUS get paid two days early!

Want an account with Direct Deposit and NO monthly service fee

If you have never had a checking account before

If you've been turned down for a checking account in the past and want to re-build your checking account history

Minimum deposit required to open:

None

None

None

None

Monthly service fee:

NONE with $300 or more monthly Direct Deposit

$3, if you do NOT have Direct Deposit

NONE with $300 or more monthly Direct Deposit

$3, if you do NOT have Direct Deposit

NO monthly fee

 

NONE with $300 or more monthly Direct Deposit

$3, if you do NOT have Direct Deposit

FREE online, mobile and text banking services:

Yes

Yes

Yes

Yes

Special features:

Receive your paycheck 2 days early via Direct Deposit!

FREE PostCity Visa Debit Card with fee-FREE withdrawals at 30,000+ CO-OP® ATMs

FREE PostCity Visa Debit Card with fee-FREE withdrawals at 30,000+ CO-OP ATMs

FREE online course on how to successfully manage a checking account

Free starter pack of checks

FREE PostCity Visa Debit Card with fee-FREE withdrawals at 30,000+ CO-OP ATMs

FREE online course on how to successfully manage a checking account

FREE PostCity Visa Debit Card with fee-FREE withdrawals at 30,000+ CO-OP ATMs

How to open an account:

Online
In person
Contact Us

Online
In person
Contact Us

Online
In person
Contact Us

Online
In person
Contact Us

Express Checking

FREE Express Checking with Direct Deposit delivers:

  • Bonus! USPS employees get paid 2 days before payday with Express Checking with Direct Deposit!
  • FREE Checking with a minimum $300 monthly Direct Deposit
  • FREE Platinum Visa® Debit Card
  • FREE withdrawals at over 30,000 CO-OP® ATMs nationwide
  • NO minimum balance requirements
  • FREE Online and Mobile Banking
  • FREE eStatements
  • FREE Mobile Check Deposits
  • FREE Bill Pay
  • Overdraft Privilege option for peace of mind
  • Low-cost duplicate checks for easy recordkeeping

PostCity Checking

Our FREE checking account is an unbeatable value with these benefits:

  • FREE Checking with a minimum $300 monthly Direct Deposit
  • FREE Platinum Visa® Debit Card
  • FREE withdrawals at over 30,000 CO-OP® ATMs nationwide
  • NO minimum balance requirements
  • FREE Online and Mobile Banking
  • FREE eStatements
  • FREE Mobile Check Deposits
  • FREE Bill Pay
  • Overdraft Privilege option for peace of mind
  • Low-cost duplicate checks for easy recordkeeping

With the CO-OP Shared Branch Network, credit unions from all over the country share branches to provide you with thousands of convenient locations. You can access your accounts by presenting your account number and pictured ID, just as if you were at your home credit union!

The CO-OP ATM Network was created by credit unions joining forces to give our members the kind of financial convenience traditionally only available from big banks.

Our Partnership with CO-OP Network ATMs Delivers:

  • 30,000 surcharge-FREE ATMs nationwide (9,000+ of which are deposit-taking) across 50 states and Canada at various credit union branches, airports, supermarkets and convenience stores.
  • To locate the nearest CO-OP ATM when you're on the go, download the iPhone app on iTunes or the new Android app on Google Play.
  • The apps can be downloaded from the iTunes store or the Android Market by searching for "CO‑OP ATM" or "credit union ATM". Or, click www.co-opatm.org to locate both apps.

Find a CO-OP ATM near you here www.co-opatm.org.

ConnectMe Checking for Members 15 to 25

If you're 15 or older and never had a checking account, start with ConnectMe Checking that delivers:

  • All the great features our PostCity Checking account.
  • Easy qualification and FREE education: Complete and pass our online course on checking account management. The course teaches you key concepts for maintaining a well-managed checking account.
  • Independence and the real-life experience of managing your own checking account.*

*If you are under 18, you will need an adult as an additional signer on the account.

Right Start Checking for Starting Over

If you've been turned down for a checking account in the past, Right Start Checking delivers a fresh start with:

  • A unique opportunity for individuals with past checking account issues to rebuild their financial record.
  • All the great features of our PostCity Checking account.
  • Easy qualification: Provide documentation showing that all funds owed have been paid or obligations have been satisfied.
  • Education: Complete and pass our FREE online course on checking account management. This course will teach you the fundamentals of checking accounts, so you can avoid future problems.
  • Simply click the link below which will direct you to our Balance Track Course on Checking Account Management (scroll to bottom of the page to find the Balance Track Course).

Take the FREE Balance Track Course on Checking Account Management.

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