Copyright © 2019 PostCity Financial Credit Union. All rights reserved.
Top Ten Overall Financial Security Tips
There are many ways you can protect your financial information, but here are ten of the most important ways (and they are super easy to do, too!):
- Never give your Personal Identification Number (PIN) to anyone.
- When shopping online, look for the padlock icon on a Web site's status bar, which denotes a secure Web page.
- When making an online purchase with your debit or credit card, make sure you know and can verify the vendor.
- Choose a PIN that cannot be found in your wallet. Don't use your Social Security or phone number and don't write your PIN on your debit or ATM card.
- Do not respond to e-mails, text messages or telephone solicitations asking for account information.
- Choose passwords wisely. Mix alpha and numeric characters—the more characters you use, the harder it is to crack.
- Avoid accessing online banking through a public computer, where a malicious user may have installed a keystroke logging device.
- Do not use an ATM that looks like it has been tampered with or is broken.
- Shred papers that contain personal info, including credit card offers.
- Be wary of people or businesses who solicit you with offers of investment ventures.
PostCity's Online Security
Your online security is very important to us. We take numerous precautions to ensure your information is secure.
To access our secure area, you must enter your Logon ID and Security Code. As a security precaution, we store your Security Code in our database in an encrypted format that even we cannot decode.
In addition, Enhanced Authentication provides extra protection for your online data and helps guard against phishing scams and identity theft by recognizing your computer and usage patterns. If a questionable logon attempt is detected, the system will require additional identity verification before allowing access.
The system also displays a secret Security Phrase, which you choose. This phrase is displayed each time you log on to reassure you that you are logging into your actual Online Banking site. If you do not see your Security Phrase, you should not enter your Security Code.
Other Online Security Measures Include:
- Automatic time out, if you are inactive in the secure area of our site for more than 10 minutes.
- Use of Extended Validation SSL Certificates—the browser bar turns green and displays the name of the organization that owns the Web site to ensure you are on the site you intended.
- Automatic lock out, after three unsuccessful attempts to enter the Security Code.
- Secure Sockets Layer (SSL) protocol to ensure your connection and any information transmitted is protected.
- 128-bit encryption to make your information unreadable as it passes over the Internet.
If your browser does not support SSL or 128-bit encryption, you will need to upgrade your browser.
While we continue to evaluate and implement the latest improvements in Internet security technology, users of the system also have responsibility for the security of their information and should always follow the recommendations listed below:
- The site is best viewed and most secure with current versions of Chrome, Firefox, Internet Explorer or Safari.
- Keep your Security Code confidential.
- Be sure others are not watching you enter information on the keyboard when using the system.
- Never leave your computer unattended while logged into the system. Others may approach your computer and gain access to your account information, if you walk away.
- Exit the system when you are finished to properly end your session. Once a session has ended, no further transactions can be processed until you log on to the system again.
- Close your browser when you are finished, so that others cannot view any account information displayed on your computer.
- Keep your computer free of viruses. Use virus protection software to routinely check for a virus on your computer. Never allow a virus to remain on your computer while accessing the system.