Personal Loans

Line of Credit

A PostCity Line of Credit delivers:

  • A low FIXED rate
  • NO annual maintenance fees
  • Easy access to funds when you need them
  • Only pay interest when you need funds
  • 24-hour access via Online Banking and Mobile Banking
  • Overdraft protection for your PostCity Checking Account

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Signature Loan

PostCity offer several types of Signature Loans to help you when you need it:

  • A low FIXED rate
  • A lump sum to use as you please
  • Terms up to 48 months
  • Generous loan amounts up to $10,000
  • We also offer a Just Ask Signaure Loan, to help you rebuild your credit (maximum $3,000 loan amount and 18 month term)

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Share Secured Loan or Certificate Secured Loan

A PostCity Share Loan or Certificate Secured Loan delivers:

  • A loan that is fully secured by your savings or Share Certificate
  • A low FIXED rate
  • Dividends earned while getting the money you need
  • Terms up to 120 months or up to the term of the Certificate, which secures the loan
  • A great way to establish or rebuild your credit

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Payday Alternative Loans

PostCity offers several low-cost alternatives to higher rate payday loan lenders:

  • Line of credit options to tide you over when you're running short
  • Short-term unsecured loans for unexpected emergencies 
  • NO exorbitant fees or interest rates like payday lenders
  • Fast approval when you need it most
  • Check with us first before you use a payday lender!

Need help managing your finances? Our partners at Balance can help with FREE financial counseling and resources.

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