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Platinum Visa® Credit Cards

Visa with chip 2021

      Visa Extra Awards new logo April dark 2021


   A PostCity Platinum Visa with Extra Awards delivers:

  • A low FIXED rateA rewarding experience! You'll earn one award point for every dollar spent. Redeem points for gift cards, airfare—even CASH!
  • NO annual fee
  • Low 3% balance transfer fee 
  • NO over-the-limit fees
  • LOW foreign currency exchange fee—great for travelers!
  • NO interest charged on purchases, if your balance is paid in full each month by the payment due date
  • NO cash advance fee and 24-hour cash access at ATMs worldwide
  • Lost/Stolen Card Reporting- Call the JHA Hot Card Center at (888) 297-3416 (within U.S.)  or  (206) 389-5200 (outside U.S.)
  •  Norton LifeLock Visa 2
  • No one can prevent all identity theft, so staying informed and knowing what to do when your identity is threatened can give you greater peace of mind. ID Navigator Powered by NortonLifeLock™ helps provide you with tools so you can act quickly.  To confirm eligibility, visit


Platinum Visa Balance Transfer Form



Secured Platinum Visa

Need to Build or Rebuild Your Credit?

A PostCity Share-Secured Platinum Visa delivers:

  • Easy qualification—members 18 years or older in good standing with the ability to make the minimum monthly payment will be approved
  • A credit line secured by your savings 

    A low FIXED rate
  • NO annual fee
  • Plus, all the benefits of our Platinum Visa with Extra Awards!

Visa Extra Awards new logo April dark 2021


Platinum Visa Rates

Platinum Visa Credit Cards
APR* RangeBalance Transfer APR* RangeAnnual Fee

12.99% - 19.99%


12.99% - 19.99%




Share Secured Platinum Visa Credit Card
APR*Balance Transfer APR*Annual Fee




*Annual Percentage Rate.
You must qualify for PostCity membership and loan approval. Rate is based on applicant's credit history. All rates subject to change without notice.  Call for complete terms and conditions. Click here for Platinum Visa Credit Card Disclosures 

**Not an offer of credit. All loans subject to credit approval. Balance transfer offer valid on non-PostCity Financial balances and for telephone or in-office balance transfers posted to a new or existing PostCity Financial Platinum Visa Credit Card. Secured Platinum Visa cards not eligible for this promotion. Offer valid 1/3/24 to 3/31/24. The amount is limited to your available credit limit. Promotional balances will be at 0% promo APR for 12 months from date of transfer. Upon expiration of the promo rate for the transferred balances, the Monthly Periodic Rate applicable to the transferred balances existing at the time, will immediately increase to the non-promo rate that would otherwise apply. 

Balance transfers are sent by mail and may take up to 10 days to reach their destination; please make sure to make all minimum payments on any account from which you are transferring a balance until you have verified that the balance transfer is credited to that account. Balance transfers do not earn Reward Points. Offer subject to change. Call for complete terms.


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