Lower Auto Loan Rate = Lower Payments = More Cash in Your Pocket!



Refinance Your Loan with PostCity

We May Be Able to Beat Your Rate by 1/2 % or More!


Dents and dings in your credit history? NO PROBLEM! Our auto loan rates are among the lowest you'll find ANYWHERE!  So what are you waiting for? Bring us your current auto loan and we'll make you SMILE!

  • 100% financing with terms up to 7 years
  • Rate discount options available*
  • Same low fixed rates for both new, used or refinanced vehicle loans
  • No-hassle shopping with our auto buying partners
  • Low-cost MBI and GAP loan protection available too! 


 Rates      Apply Now!

 *APR=Annual Percentage Rate. Borrower’s actual rate may be different based on credit history. All loans are subject to credit approval. You must qualify for PostCity Financial Credit Union membership to be eligible to borrow. Rate and payment deferment applies to qualified borrowers. Promotional terms do not apply to loans currently financed with PostCity. All other underwriting criteria, terms and conditions apply. This offer cannot be used on existing PostCity loans. Loan approval is not guaranteed. All rates subject to change without notice. Loans subject to underwriting and approval. Advertised rates apply to new and refinanced auto loans, excluding equity auto loans. Other conditions may apply.

Lowest advertised rate includes a .50% verified rate match discount and a .35% discount for net Direct Deposit of at least $300 and automatic transfer of your loan payment from your PostCity Financial checking or savings account.  Promotional terms not available on existing PostCity Financial Credit Union loans and cannot be combined with any other offer.

New vehicle maximum loan amount is based on purchase price, tax, license and MBI, if purchased. Used vehicle maximum loan amount is based on retail Kelly BlueBook up to 100% for models 5 years or newer. For model years over 5 years, maximum financing is up to 100% of wholesale Kelly Blue Book value.

Auto Loan Payment Example: $17.97 per $1,000 borrowed at 2.99% APR for 60 months, based on lowest rate available.

Subject to change without notice. 

Sample Auto Loan Payments @ 2.99% APR 

Here are some payment examples to help you before you start shopping:

Amount Borrowed Term Interest Rate* Monthly Payment
$15,000 60 months 2.99% $269.48
$20,000 60 months 2.99% $359.31
$30,000 60 months 2.99% $538.96

 Use our auto loan calculator to estimate your payments for any rate, term and loan amount. We'll even refinance your current vehicle from another financial institution at these rates!


Loan CalculatorsRatesApply

Special auto insurance coverage

Get additional peace of mind with Mechanical Breakdown Protection (MBI) and Guaranteed Asset Protection (GAP)


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