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It's Easy to Reduce Your Auto Loan Payments!
If your current auto loan is with another lender and you'd like to possibly lower your rate, bring the loan to us! We may be able to beat your rate by at least 2% or MORE!
Plus, 90 Days No Payments!
- 110% financing with terms up to 7 years
- Rate discount options available*
- Same low fixed rates for both new, used, or refinanced vehicle loans
- No-hassle shopping with our auto buying partners
- Low-cost MBI and GAP loan protection available too!
Don't settle for a high-rate auto loan! You could save $200, $300, or more each month. Give us 10 minutes and we'll run the numbers for you.
Gerald F. saved $250 per month by refinancing his other lender auto loan with PostCity!
Here is Gerald's story: "For what it’s worth, from the bottom of my heart- thank you. I trust that what you were able to get done with my auto loan is the “real McCoy”. I have been given an opportunity to rebuild a more solid and sustainable financial future for myself. It’s business, so no one has to justify why they say no, or drain-dry individuals who have made mistakes financially or otherwise. You and your team decided to do something a bit different. I am grateful and will give credence to your efforts by living up to the terms and expectations of the loan." January, 2021
*Annual Percentage Rate. You must qualify for PostCity Financial Credit Union membership to be eligible to borrow. This offer can not be used on loans currently financed with PostCity, or combined with any other offer. Advertised rate offer and payment deferment applies to qualified borrowers. First payment deferred for a maximum of 90 days. Interest continues to accrue during payment deferment. PostCity is offering the following auto loan rates for this promotion: as low as 1.99% APR and no higher than 11.99% APR. All other underwriting criteria, terms, and conditions apply. Loan approval is not guaranteed. Offer subject to change without notice. All rates are also subject to change without notice. Special rate offer good through 11/30/21.
The PostCity Perks auto loan rate discount of .50% APR will be applied if member has direct deposit of at least $500 per month into a PostCity savings or checking account, and monthly automatic payments from a PostCity savings or checking account, and meets other Perks program qualifications. All other underwriting criteria, terms and conditions apply. Loans subject to underwriting and approval. Advertised rates apply to new and refinanced auto loans, excluding equity auto loans. Other conditions may apply.
New vehicle maximum loan amount is based on purchase price, tax, license and MBI, if purchased. Used vehicle maximum loan amount is based on retail Kelly BlueBook up to 100% for models 5 years or newer. For model years over 5 years, maximum financing is up to 100% of wholesale Kelly Blue Book value.
Auto Loan Payment Example: $18.19 per $1,000 borrowed at 3.49% APR for 60 months.
Sample Auto Loan Payments @ 3.49% APR
Here are some payment examples to help you before you start shopping:
| Amount Borrowed | Term | Interest Rate* | Monthly Payment |
| $15,000 | 60 months | 3.49% | $272.81 |
| $20,000 | 60 months | 3.49% | $363.75 |
| $30,000 | 60 months | 3.49% | $545.62 |
Use our auto loan calculator to estimate your payments for any rate, term and loan amount. We'll even refinance your current vehicle from another financial institution at these rates!
Special auto insurance coverage
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