Overdraft Privilege

Mistakes Happen and Emergencies Arise—Protect Your Checking Account!

PostCity Financial Overdraft Privilege Delivers:

  • Added protection to cover overdrafts from checks, ATM withdrawals, Automated Clearing House (ACH) transactions for automatic bill payments, and debit card transactions.
  • Protection against the embarrassment of a declined debit card purchase, Bill Pay transaction or bounced check, and the expensive fees merchants charge for returned checks.
  • A final layer of protection: Overdraft Privilege is only used after pre-arranged overdraft transfers from your savings or line of credit have been exhausted.
  • A low fee of $27 for each overdraft covered.
  • Maximum of $500 in overdrafts covered, including fees. However, higher limits may be available based on Direct Deposit.
  • NO credit approval requirements.

How Do I Opt-In?

Once you "Opt-In" for this coverage, you may rescind at any time. Just contact us or click the button below for the Overdraft Privilege Disclosure and Opt-In form. Please print, sign and return this Opt-In form to any branch.

Overdraft Privilege Disclosure and Opt-In FormChecking Comparison ChartRates & Fees

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