• SPECIAL OFFER •

Push the Envelope with Your Equity

Tap into the power of your home and move your biggest goals from “someday” to “right now” with a flexible Home Equity Line of Credit.

Unlock an introductory 5.75% APR* HELOC and put your home’s equity to work—on your terms.

You’ve worked hard for your home. Now let your home work hard for you.
For a limited time, you can push the envelope with your equity by opening a new Home Equity Line of Credit at an introductory 5.75% APR* on applications received January 1, 2026 through April 30, 2026. Use it for upgrades, debt consolidation, education, or life’s big milestones—and borrow only what you need, when you need it.

Apply by April 30, 2026 and you’ll get:

How This HELOC Works for You

A Home Equity Line of Credit gives you a revolving line backed by your home’s equity—like a powerful, lower-rate safety net you can tap into over time.

You can use your HELOC to:

Why Push the Envelope Now?

This special offer lets you move faster on your plans while rates are low:

It’s a smart way to take on big projects or tackle debt with confidence and predictability.

*Annual Percentage Rate. Introductory rate available on applications received 1/1/2026 through 4/30/2026. On 4/1/2027 introductory rate reverts to our standard low variable rate (Prime + 1.00%). Minimum credit limit allowed for the introductory rate offer is $50,000. Application fee of $150 waived with $25,000.00 or more advanced at time of funding. All loans are subject to credit approval. Your credit limit will be determined based on individual creditworthiness, and by the amount of equity in your home, not to exceed 80% of the appraised value of your home less any outstanding encumbrances. Must be over 18 years of age to qualify for loan. Existing PostCity Home Equity Lines of Credit are not eligible for this offer. Cannot be combined with any other offer and is subject to change at any time. Call the Credit Union for complete disclosures of rates, terms, and any associated fees.

The annual percentage rate, APR, is subject to change after the introductory period semi-annually, on April 1 and October 1, and will correspond to changes in the Index. The Index is the Prime Rate as published in the Money Rates table of the Wall Street Journal. When a range of rates are published, the highest rate will be selected, rounded to the nearest one-quarter percent (.25%). The new percentage rate and daily periodic rate will be determined by the Index for the month of March for April 1, and the month of September for October 1 change dates, with a margin of plus 1% percentage points up to a maximum of 18%. Maximum 20-year repayment term, including 5-yeardraw period and 15-year repayment period. Initial minimum withdrawal amount is $1,000 and $500 for each subsequent withdrawal.

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