• SPECIAL OFFER •

Think You Got a Good Rate on Your Auto Loan?

Think Again.
Think you got a good rate on your auto loan? Think again. Lower your rate by up to 2% APR.* Rates as low as 3.99% APR.*

That auto loan rate you already have? The one the dealership just offered you?

PostCity may be able to beat it by up to 2% APR.*

Whether you’re shopping for your next vehicle or already making payments on one, bring us your rate and let us take a look.

A Better Rate Could Be Closer Than You Think

A percentage point here or there might not sound like much. But when you’re financing thousands of dollars, a lower rate can make a meaningful difference.

With PostCity’s Beat Your Rate Auto Loan offer, eligible members can receive an auto loan rate up to 2 percentage points lower than:

Already have an auto loan?

Bring it to PostCity.

You don’t need a new car to get a new rate. If your vehicle is currently financed somewhere else, let us see if we can lower your rate by up to 2 percentage points.*

Shopping for a vehicle?

Don’t settle for the first financing offer.

The dealership may make financing convenient—but that doesn’t necessarily mean it’s your best option.

Bring your eligible dealership financing offer to PostCity and see if we can beat the rate by up to 2 percentage points.*

Your Car. Your Loan. A Potentially Better Rate.

You already know PostCity.

Why send your auto-loan payments somewhere else?

Bringing your auto loan to PostCity means keeping more of your financial life with the credit union created to serve the postal community.

And if we can lower your rate along the way?

Even better.

1. Show Us Your Rate

Bring us your current eligible auto-loan rate from another lender or an eligible dealership financing offer.

We’ll review your financing and determine whether you qualify for a lower PostCity rate.

Eligible members can receive a rate up to 2 percentage points lower.

If the new loan makes sense for you, move forward with PostCity and enjoy having your auto financing closer to home.

You compared vehicles. Features. Prices.

Why not compare your financing, too?

It only takes one conversation to find out if PostCity can beat the rate you already have.

Applications must be submitted by October 31, 2026.*

*APR=Annual Percentage Rate. Refinance of current PostCity Financial Credit Union auto loans are not eligible. All underwriting criteria, terms, and conditions apply. Loan approval and rate offer is not guaranteed. All loans subject to credit approval. Advertised rates apply to new and refinanced auto loans, excluding equity auto loans. The lowest rate available after all rate discounts is 3.99% APR. Borrower’s actual rate may be different based on credit history. Promotional terms not available on existing PostCity Financial Credit Union loans and cannot be combined with any other rate discount offer. Offer ends October 31, 2026.

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